Welcome to
South Africa's most trusted provider of insurance Premium Financing

Fulcrum is the largest and most reputable provider of Premium Finance solutions within the South African marketplace.

Change the way you feel about Premium Financing

We help businesses with a simple, sustainable financing solution that enables them to pay off their annual insurance premiums monthly thus preserving cash flow and releasing VAT.

Change the way you feel about Premium Financing

We help businesses with a simple, sustainable financing solution that enables them to pay off their annual insurance premiums monthly thus, preserving cash flow and releasing VAT.

South Africa’s trusted provider of insurance Premium Financing

Why our clients
choose us
Our highly experienced team of specialists, backed by best-in-class systems, delivers an unparalleled experience to discerning clients.

Frees up cash flow for reinvestment in operations.

Preservation of capital by amortising premium over the year as opposed to one lump sum payment.

Additional source of finance at competitive rates which does not affect current banking facilities.

South Africa’s trusted provider of insurance Premium Financing

Why our clients
choose us
Our highly experienced team of specialists, backed by best-in-class systems, delivers an unparalleled experience to discerning clients.

Frees up cash flow for reinvestment in operations.

Preservation of capital by amortising premium over the year as opposed to one lump sum payment.

Additional source of finance at competitive rates which does not affect current banking facilities.

What are the benefits of Premium Financing for brokers?

Financial
benefit

Brokers will receive their full annual fees and commissions upfront.

Client
retention

Financed clients are less susceptible to move to other Brokers during the term of the policy.

Reduced administration

Fulcrum handles the debit orders and credit control.

Forex Capabilities

Fulcrum can assist in the financing of premiums placed in both local and foreign markets.

Financial
benefit

Brokers will receive their full annual fees and commissions upfront.

Reduced administration

Fulcrum handles the debit orders and credit control.

Client
retention

Financed clients are less susceptible to being poached by other Brokers during the term of the policy.

Forex Capabilities

Fulcrum can assist in the financing of premiums placed in both local and foreign markets.

People talk about us

Our Premium Financing solution

Our simple, established and independently funded financing solution is provided at attractive and sustainable rates.

Our Premium Financing solution

Financed clients are less susceptible to move to other Brokers during the term of the policy.

CONVERTED

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Businesses who converted to Premium Finance year to date
CLIENTS
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Businesses trust us to finance their annual premiums

BROKERS

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Brokers rely on us to assist their clients in acquiring the best Premium Finance solution

How to decide if Premium Finance is right for you?

In times of uncertainty businesses need a seamless and safe solution. Fulcrum Premium Finance remains South Africa’s most trusted, professional and reliable provider.





    How do brokers decide if Premium Finance is right for their clients?
    Brokers should consider Premium Financing for all their clients that have sizeable or complex insurance policies.
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