South Africa’s most experienced, reliable and professional provider of Premium Finance

About Fulcrum Premium Finance

The Fulcrum group of companies is South Africa’s foremost independent provider of Premium Collection and Premium Finance to the insurance industry.

We provide Premium Finance to brokers and their clients, in particular companies that have multiple lines of insurance with different insurers or must pay premiums annually. They therefore do not need to approach their bank, nor are their cash flow requirements impacted.


Although our roots stretch back nearly three decades (and our leadership collectively boasts decades of experience in both the insurance and finance sectors), we first took the Fulcrum name in 2012.


Over 80 Brokers and 2000 insured clients on our books.

Our highly experienced team of specialists, backed by best-in-class systems, delivers an unparalleled experience to discerning clients.

We see it differently.
Being able to see things from a different perspective helps us define the solution that best suits your needs.
There is always a better way.
There are always many solutions with their pros and cons, but if it doesn’t completely fill your needs we will find one that does.
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The funding mechanism allows corporate and commercial clients to enjoy the benefits of annual insurance policies, whilst ensuring that the upfront payment requirement does not impact their cash flow requirements.
Delarey van Dyk
Managing Director at Fulcrum Premium Finance

Meet the Team

We drive ourselves to create products and services that make a difference – no matter how big or small your business challenge.

Because we believe there is always a better way.

We are here

We have a presence across South Africa.  Find out which location is nearest to you.


Taryn Garson
Portfolio Manager
T: 072 280 9940
E:[email protected]


Valecia McIntosh
Portfolio Manager
T: 062 880 4540
E:[email protected]


Bonita Faria
Portfolio Manager
T: 082 520 7159
E:[email protected]

    How do brokers decide if Premium Finance is right for their clients?
    Brokers should consider Premium Financing for all their clients that have sizeable or complex insurance policies.