South Africa’s trusted provider of insurance Premium Financing

A trusted and attractive financing solution for businesses with complex or costly annualised insurance.
Change the way you feel about Premium Financing

We help businesses with a simple, sustainable financing solution that enables them to pay off their annual insurance premiums monthly thus preserving cash flow and releasing VAT.

Change the way you feel about Premium Financing

We help businesses with a simple, sustainable financing solution that enables them to pay off their annual insurance premiums monthly thus, preserving cash flow and releasing VAT.

How do brokers benefit?

Financial benefit

Brokers will receive their full annual fees and commissions upfront.

Client retention

Financed clients are are less susceptible to being poached by other Brokers during the term of the policy.

Reduced administration

Fulcrum handles the debit orders and credit control collections, covered.

Fulcrum Collections

As a member of the Fulcrum Group, we can handle collection requirements.

How do brokers benefit?

Financial
benefit

Brokers will receive their full annual fees and commissions upfront.

Reduced administration

Fulcrum handles the debit orders and credit control.

Client
retention

Financed clients are less susceptible to being poached by other Brokers during the term of the policy.

Forex Capabilities

Fulcrum can assist in the financing of premiums placed in both local and foreign markets.

The funding mechanism promotes the benefits of corporate and commercial clients electing annual insurance policies, whilst ensuring that the upfront payment requirement does not impact their cash flow requirements.

Delarey van Dyk
Managing Director at Fulcrum Premium Finance
Why use us?
During these difficult times, many clients are approaching insurers to reschedule annualised insurance. Typically, premium finance is a cheaper alternative.
R 0
Million
Standard Premium
Finance Business
R 0
Million

Schemes Premium
Finance Business

R 0
Million
Premium Financed
Per Annum

People talk about us

A trusted and attractive financing solution for businesses with complex or costly annualised insurance.
Where your clients have multiple lines of insurance with different insurers or where those insurers require premiums to be paid annually, Premium Finance may be the only solution.
SA’s most trusted
provider of Premium Finance solutions.
We provide a Premium Finance facility for domestic, corporate and commercial clients who wish to finance their annual short term insurance premiums, enabling them to pay their annual insurance premiums on a monthly basis.