The seamless solution for businesses with annual insurance to preserve cash flow.

South Africa’s trusted provider of insurance Premium Financing

Change the way you feel about Premium Financing

We help businesses with a simple, sustainable financing solution that enables them to pay off their annual insurance premiums monthly thus preserving cash flow and releasing VAT.

Change the way you feel about Premium Financing

We help businesses with a simple, sustainable financing solution that enables them to pay off their annual insurance premiums monthly thus, preserving cash flow and releasing VAT.

South Africa’s trusted provider of insurance Premium Financing

Why our clients
choose us

Our highly experienced team of specialists, backed by best-in-class systems, delivers an unparalleled experience to discerning clients.

South Africa’s trusted provider of insurance Premium Financing

Why our clients
choose us

Our highly experienced team of specialists, backed by best-in-class systems, delivers an unparalleled experience to discerning clients.

The funding mechanism promotes the benefits of corporate and commercial clients electing annual insurance policies, whilst ensuring that the upfront payment requirement does not impact their cash flow requirements.

Delarey van Dyk
Managing Director at Fulcrum Premium Finance

Our Premium Financing solution

Our simple, established and independently funded financing solution is provided at attractive and sustainable rates.

Our Premium Financing solution

Financed clients are less susceptible to move to other Brokers during the term of the policy.

Why use us?

In times of uncertainty businesses need a seamless and safe solution. Fulcrum remains SA’s most trusted, professional and reliable provider.

CONVERTED

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Businesses who converted to Premium Finance year to date

CLIENTS

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Businesses trust us to finance their annual premiums

BROKERS

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Brokers rely on us to assist their clients in acquiring the best Premium Finance solution

Delarey has worked in the Premium Finance industry for 16 years. His deep understanding of the market combined with extensive operational experience means that he is well equipped to develop strategic plans and drive organisational success.

Delarey van Dyk

Managing Director

Taryn has been in the Premium Finance industry for 17 years. She has extensive experience in Portfolio Management, deal structuring and client relations.

Taryn Garson

Portfolio Manager

Over the past 20 years Bonita has gained significant experience across all aspects of Premium Finance. She has a passion for sales and for developing and maintaining client relationships and providing efficient service.

Bonita Faria

Portfolio Manager

Valecia has worked in the Premium Finance industry for over 6 years, gaining valuable experience in the management of client portfolios and in fostering and managing client relations.

Valecia McIntosh

Portfolio Manager

Pete has worked in the Premium Finance industry for over 20 years. He is a specialist in credit assessment and deal structuring.

Peter Cowan

Credit Manager

Sandy has worked in the Premium Finance industry for 12 years, prior to which she gained extensive Operations Management experience in the banking and legal industries.

Sandy Cowan

Head of Operations

Emmanuel has 10 years’ experience in the Premium Finance industry. He is focussed on excellence in the management of his client portfolios and on building strong client relationships.

Emmanuel Thetsane

Portfolio Manager

Dominic has worked in the Premium Finance industry for over 9 years. He has experience in both managing client portfolios as well as the day to day operations of the business.

Dominic Booysen

Portfolio Manager

Alice has worked for Fulcrum Premium Finance for the past 8 years. She is an exceptional office administrator and also assists with operations.

Alice Nkosi

Office Administrator

A trusted and attractive financing solution for businesses with complex or costly annualised insurance.

Where you have multiple lines of insurance with different insurers or where those insurers require premiums to be paid annually, Premium Finance may be the only solution.

The seamless solution for businesses with annual insurance to preserve cash flow.

Frees up cash flow for reinvestment in operations.

Preservation of capital by amortising premium over the year as opposed to one lump sum payment.

Additional source of finance at competitive rates which does not affect current banking facilities.

Frees up cash flow for reinvestment in operations.

Preservation of capital by amortising premium over the year as opposed to one lump sum payment.

Additional source of finance at competitive rates which does not affect current banking facilities.