The seamless solution for businesses with annual insurance to preserve cash flow

Fulcrum provides seamless, rapid Premium Finance solutions.

Reasons why our clients
choose us

Why use us?

During these difficult times, many clients are approaching insurers to reschedule annualised insurance. Typically, Premium Finance is a cheaper alternative.

R 0
Million
Standard Premium
Finance Business
R 0
Million

Schemes Premium
Finance Business

R 1
Million
Premium Financed
Per Annum

How do brokers benefit?

Financial benefit

Brokers will receive their full annual fees and commissions upfront.

Client retention

Financed clients are less susceptible to move to other Brokers during the term of the policy.

Reduced administration

Fulcrum handles the debit orders and credit control.

Forex Capabilities

Fulcrum can assist in the financing of premiums placed in both local and foreign markets.

SA’s most trusted
provider of Premium Finance solutions.
The funding mechanism allows corporate and commercial clients to enjoy the benefits of annual insurance policies, whilst ensuring that the upfront payment requirement does not impact their cash flow requirements.

SA’s most trusted
provider of Premium Finance solutions.

The funding mechanism allows corporate and commercial clients to enjoy the benefits of annual insurance policies, whilst ensuring that the upfront payment requirement does not impact their cash flow
requirements.

How onerous is the process of setting up a Premium Finance facility?

Once in receipt of an annual insurance quote, either the Client or the Broker may contact Fulcrum directly for a Premium Finance quotation.

Some of our Broker Partner profiles

Carl Greaves Brokers

Beth Greaves runs much of the local liabilities as well as the specialist international insurance underwriting for the South African clients of the respected …

Learn more

GIB

Tracy McLaughlin brings a wealth of experience in the insurance industry to her role as DivisionalManaging Director at GIB, a leading, proudly South African Insurance

Learn more

RBS Insurance Brokers

South African born insurance broker, Risk Benefit Solutions, was started in 1998 as a one man show by Michael Peterson and has since grown to become the sixth largest insurance broker in South Africa.

Learn more
Some of our Broker Partner profiles

Maintaining the human touch as AI takes hold

Disruption caused by COVID-19 has accelerated the adoption of Artificial Intelligence (AI) by fast-tracking digitisation, as the world had to adjust to accommodate remote workforces, expand digital capabilities to support distribution and upgrade its online channels.

Learn more




    How do brokers decide if Premium Finance is right for their clients?
    Brokers should consider Premium Financing for all their clients that have sizeable or complex insurance policies.